Working capital
Short-term capital conversations for operating needs.
Working capital may help qualified businesses manage payroll, vendor timing, inventory, repairs, seasonal demand, marketing pushes, or other near-term operating pressure.
Common use cases
- Payroll, rent, or vendor timing gaps
- Inventory before a busy season or confirmed demand period
- Repairs, upgrades, marketing campaigns, or short-term operating needs
- Project expenses that arrive before customer revenue is collected
What to review
Working capital is not one-size-fits-all. Review total repayment, payment frequency, expected funding timeline, documentation, prepayment terms, and whether payments fit the business cash cycle.
Next step
Share the use of funds, revenue range, amount requested, and timing so the request can be reviewed against practical funding categories.